Libor Scandal Essay Example | Topics and Well Written Essays - 1000 words

Libor Scandal - Essay ExampleThe dishonesty that was exposed by the authorities was very lurid and that the ultra conservatives needed to exploit the public by weeping into public gallery. When the authorities ignore eternal warnings about the true health of the formation, they merely choose to be on the sidelines yet the problem continues to spin out of control. The society essential constantly drive for more control, through several bodies and commissions and their agencies, they seem to draw in under the weight pressure of such scandals. The system of kindred between the authorities and business is a network of personal interests complicated by the mutual rules and regulation goerning such a relationship and underpinned by a culture of too big to fail. The authorities must use their discretions to punish those manipulating the system for profit fully, and this must be conducted without fear and favor. As a consequence the most central lesson the society should have learne d from the Libor scandal is the perpetrators going out of business, but then again this point executive cause further pain for non- participants of the scandal such as their customers and shareholders. However, the real perpetrators such as the traders and the brokers should palpate the full force of the law for their actions in manipulating the Libor site therefore, they must be charged with criminal offence. When hoi polloi argue about the evils of capitalism, they fail to notice that the system cannot manipulate itself it takes the people effort to do that. The generator of the post decries the weight that the system carries, he notes when a scandal breaks out, the system bears the blame yet people cause such scandals. On the other hand,... When people argue about the evils of capitalism, they fail to notice that the system cannot manipulate itself it takes the people effort to do that. The writer of the post decries the weight that the system carries, he notes when a scan dal breaks out, the system bears the blame yet people cause such scandals. On the other hand, the personal credit line Week claims that the Libor scandal had the consequence of destroying the entire worlds financial structure this is because several people relied on the Libor rate as the benchmark rate. The rate is standard for over 360 trillion of securities loans including students and bonds, and its manipulation might have large results. The paper reported that there are several lawsuits filed seeking compensation from the worlds top banks such as Bank of America, JP Morgan Chase, Barclays, and Citigroup amongst other banks. Predictably, the banks moved to court to counter the suit by finish to the court for dismissal of the suit, and these banks faced an uphill task of winning back their clients back after the outrageousness of this scandal was revealed. Consequently, these banks are likely to face protracted cases in court by aggrieved parties from all over the world at leas t thirteen different suits have been filed in the US. The paper further persuades the investors not to take lightly the importance of the issue Investors should not minimize the importance of this matter. The authorities must always have the interests of the wider public at heart.

Organizational Concept Worksheet Essay Example | Topics and Well Written Essays - 500 words

Organizational Concept Worksheet - strive ExampleSo it can be understood that when untried operational processes are implemented in an establishment, it constitutes a process of reassign.Such changes could border on the purchase of new plant and machinery, training of new employees on how to carry out new tasks This confirms findings from previous research (Bolman and Deal,1999) that two thirds of organisational change efforts meet opposite that make them to bypass the intended goals. An even dismal figure is revealed by Carr et al (in Smith, 2003) that only 10 percent of orgainsations actually succeeded in institutionalising a new management style or corporate hatful , with 90 percent facing vigorous challenges. Such trend has frequently prompted researchers to investigate the challenges to implementing change in an organisation.Resistance to change usually comes when employees in that organisation take a contrary stance to a new operating system that needs to be implemented. One of the greatest challenges (resistance) to implementing systemic change has been determine to be the difficulty to dismantle an existent corporate culture. This corporate culture, as seen by Mintzberg et al (1998) is a shared commitment to beliefs that encourages consistency in an organisations behaviour and way of doing things, thereby disapprove changes in strategy. The above view gives support to the work of Kotter and Heskett (see Smith, 2003) who note organisations that have been successful in the bypast may persist in their cultural values even though these values inhibit the organisation from adapting to a changing business environment.The persistence in cultural values, according to Lorsch (see Mintzberg, 1998) acts as a prism that blinds managers to opportunities resulting from changing external conditions. Corporate culture therefore implants a system whereby the organisation develops the tendency to split to beliefs that have worked in the past, though they may n ot be working at the time the change is

Ethical use of information technology Article Example | Topics and Well Written Essays - 250 words

Ethical use of data technology - Article ExampleFederal Intelligence Organization and for shattering the integrity and privacy of the U.S. phone line Force website (Chellel 1). In May 2013, they were put asideed as these reputable organizations suffered with hefty losses of reputation and cash ascribable to these hackers.In jail, Ackroyd was truly guilty and felt extremely embarrassed for what he did and how badly he used his gifted skills (Chellel 1). He decided to correct only his mistakes when he gets out of jail, and use his native blessing of ability to hack for the goodwill of his nation and people. But, he was still doubtful if life would rejoin him another chance and he would get any opportunity to be a part of the skillful society and study further, ever.Ackroyds imprisonment period was shortened to nine months. When he was released out of jail in February, his good intentions helped him and he succeeded in getting admission at Sheffield Hallam for a Masters suscep tibility in the field of Information Systems Security (Chellel 1). It was not late after, when he again got a medium-large chance to prove his skills, but now for a good purpose. His role became active when companies direly demanded ethical hacking, due to flooding in of cyber security. Companies lacked the immediate expertise required to protect their business from drowning in the floods of cyber security.LulzSecs hacking activities against constitute Pal and Mastercard Inc. were observed at a hype when they rejected WikiLeaks to operate for their payments from their platform. These companies got highly alert when Wikileaks dispatched all military confidential information. LelzSecs members conducted their activity by recording FBI conversations, uploading all secret info and preposterous claims on YouTube. They became a great threat for the nation. Ackroyd has a heroic role in this act. Server obstacles and unsung patterns were always a thrill for Ackroyd (Chellel 1). With his nature of taking the hidden as a challenge and sack deep down, Ackroyd

Jackson County Judges Essay Example | Topics and Well Written Essays - 1000 words

Jackson County Judges - Essay ExampleThis study requires us to pay off the probabilities of a case macrocosm appealed and reversed and the results have been tabulated as shown in the results. The settle will hence be be in the order of their performance. This will be achieved through the application of skills in opportunity and excel spreadsheets.Based on common pleas, Judge Judith J. Gische was bedded the best as she had the least probabiliy of her cases being appealed or reversed. On the other hand, Judge Richard T. Andrias was ranked the poorest performer at position 16 as he had the highest probability of his cases being appealed or reversed.The Number of tastes handling the municipal cases were quite umteen and Judge Richard T. Andrias was ranked the best among them with the lowest probability of cases being appealed while Judge Angela M. Mazzarelli was ranked as the worst performer at position 20 with the highest probability of cases being either appealed or reversed.W e merchant ship conclude that the main objective of this study was achieved and the probabilities of each possible outcome were determined and the judges ranked based on their performance. These statistics are of particular importance especially in awarding promotion to judges which will be based on their performance which reflects their decision making capabilities. The best performing judge handling the common pleas was Judge Judith J. Gische, in the domestic courts, judge William E. McCarthy was the best and in the municipal courts, Richard T. Andrias was ranked the best

A breakthrough drug Essay Example | Topics and Well Written Essays - 500 words

A breakthrough drug - Essay ExampleA group of scientist under the supervision of NH Director Francis S. Collins reported that the drug Everolimus have the capacity to communicate out the protein Progerin from theses childrens body.Everybodys body produces progerin a mutated form of protein lamin A, which is important for the organizing of the genome contained in the cells of the body. There is publication of research which shows that progerin in the body of people accumulates as they age. The studies have overly reported that, the drug Everolimus also cut back the protein progerin from the body of healthy man and also prolonged their cell life. On essay with mice, Everolimus which is a derivative of immunosuppressant rapamycin, has shown to extend the life span. With a control on cycling exploit of protein progerin, the drug Everolimus helps in controlling the aging process. The recycling of the progerin is possible because of the ability of this drug to clear toxins from the ce lls of the body.The FDA O.K. Everolimus on May of 2011 as a drug to fight the aging process of cell progerin . correspond to (Rockfeller)The Hutchinson-Gilford Progeria Syndrome, also known as Progeria, is a genetic ailment that affects small children and toddlers causing them to age prematurely. Eventhough this drug treat the patients from outside the underlying infirmity which is genetic remains. However, the drug Everolimus treats the patients and reduces 50% of chances of getting the disease again. This medicine treats 50% of the cell but still there is underlying chance of getting the disease again. Progeria is a rare disease which affects the children, and even children and adults with brain tumor and other carcinogens can be recovered(p) with Everolimus.The diseased child has an increased amount of protein A and thus causes disruption in the working o f the cells in the body. The everolimus has got a trade name which is

Analyzing a Photograph Essay Example | Topics and Well Written Essays - 1000 words

Analyzing a Photograph - Essay ExampleWhen the photo was taken, it was the day the Japanese surrendered to the Americans through signing a contract of agreement. Eisensteadt was then assigned in Manhattan and was taking pictures in the streets when he witnessed the phenomenal stolen kiss, which made him very famous. In his recollection, he claimed to have followed the Sailor as he maxim the other kissing different women. The photo was published in Life Magazine where it appe atomic number 18d on the contract of a page, among two other photos with other couples kissing. In the other photos, the couples intended to kiss, whereas in The V-J Day in Times Square, the subjects did not know each other, and they did not plan to kiss. Produced in 1945, the photo is still in black and white, thus showing the high contrast among the sailors blue constant and the nurses white outfit. The high contrast makes the subjects easily identifiable, hence allowing the artist to achieve steering and fierceness. The subject of the photograph is what makes it extraordinary. At first glance, viewers will think that the kissing couple knows each other, and that they are kissing in front of the crowd to make a show. However, if viewers will get out the story behind the photograph, they will have more interest in it. Photos of kissing couples are quite common peculiarly nowadays but the thought of two persons kissing despite universe totally strangers to each other is really surprising, not to mention that the photo was taken way stand in 1945 when the people were a lot more conservative than today. When investigated, the sailor and the nurse were found to be unfamiliar with each other, and the sailor was said to have d ane the kissing out of his exhilaration in hearing the news about the withdrawal of Japanese from the war. Later investigations revealed that the sailor named Glen McDuffie kissed the nurse identified as Edith Shain because he knew that his brother who was captu red by the Japanese will be set free (Goddard). The unfamiliarity between the man and woman is established by their hand gestures. The man who is holding the woman with his left fortify closes his fist instead of holding the womans face to show gentleness and intimacy. Likewise, the womans left arm, which is supposed to embrace the man around his neck, does the same unlikely gesture for intimate partners it closes in a fist, hence reflecting unfamiliarity. As regards the response of the nurse, she claimed to have responded to the sailors kiss because she saw the rapture in him. In sum, the festive mood of the subject is the general feeling that Eisenstaedt has captured. In other pictures where couples are kissing, passion or love could be perceived. However, in Eisenstaedts photo, the expression of freedom to do what one desires to do is given emphasis instead. Emphasis is further achieved with the reactions of people around the subject. On the right incline is a woman in her for ties, looking and giggling at the sight of the kissing couple. On the left cheek is another sailor in his outfit, giving a good laugh at the subject. The reactions of the bystanders add to the emphasis in the photo. Such smiles draw the attention of the audience further to the couple in the middle of the picture, especially at what they are doing. Moreover, by laughing and giggling a

Apple's Loyal Customer Base Assignment Example | Topics and Well Written Essays - 1750 words

orchard apple trees Loyal Customer Base - Assignment representativeThe questioner states that Apples product lines mainly include the iPod and iTunes, desktop and laptop computers, the revolutionary iPad and iPhone, and the OS X operating system. The ships companys main competitors ar Microsoft, Sony, Dell, Acer, Samsung, Toshiba, Nokia, and HTC. As of 2011, the organization has 364 retail stores crossways 13 countries. As scholars point out, a well-developed business model, competitive products, an innovative food foodstuffing strategy, and a likely operational model constitute the key elements affecting Apples overall corporate strategy. The company organizes workshop programmes and promotes other personal guest relationship practices like e-mails and surveys as part of building a long-term relationship with its customers. This paper will discuss various strategies used by Apple to arouse its customer colloquy practices and drive customer relationship management effective ly. Target marketing to build customer relations As of 2011 data, Apple operates in 13 countries including United States, United Kingdom, Australia, Canada, China, France, Germany, Japan, Netherlands, Italy, Switzerland, Spain, and Sweden. Majority of these countries are economically developed, and the remaining are rapidly emerging economies. In terms of geographic targeting, Apple focuses on market segments like cities where the density of passel is very high. In addition, the organization gives specific attention to geographic market segments that have a well-developed infrastructure. By following such a geographic targeting approach, the firm tries to enhance the patrician flow of raw materials and labor. In terms of demographic segmentation, Apple mainly focuses on young people and business executives, because most of the Apple products offer extensive and innovative features that may not be openhearted to a middle-aged or senior person. In addition, Apple particularly targe ts high-income groups while dividing its market segments on the basis of demography. To illustrate, Nokia and Samsung are major competitors of Apple in the smartphones market. Relative to Nokia or Samsung products, Apples smartphones are very costly as the company does not trust the needs of low-income people much. The company likewise practices psychological or behavioral segmentation approaches effectively. Referring to a report by Jaques, many of the people consider Apple as a luxury brand and hence they are willing to buy Apple products regardless of the prices in order to increase their social status. With the intent to take advantages of this favorable condition, Apples management designs and sets prices for products particularly for high-class social groups. In addition, the company identifies the potential market for a mean product in advance by exploring the psychological needs and requirements of customers effectively. For instance, Apples management set the music sect or as the broad market for its iPod before even the company began the product research or development process. Customer communications Apple gives great significance to customer communications as the company extremely values customer suggestions and feedbacks. A company uses various traditional and modern communication channels to be in line with changing customer tastes and preferences. Apple uses many ways to hoard their customer information.

Psychiatric Nursing Reflective Journals Essay Example | Topics and Well Written Essays - 1500 words

psychiatrical Nursing Reflective Journals - Essay ExampleShe appeared inattentive to my instructions and needed three repetitions of what I had verbalise for her to understand me. When she had obeyed my instructions, I admired volubly her pretty appearance and hugged her. To my queries, she had just stared at me as if she was terrified but today she called me up. Seizing the opportunity, I moved up. Nervously pulling me to her side and looking virtually to ensure that nobody was within hearing distance, she whispered in my ear. Her live was plotting to kill her and her husband, it seemed. She had heard noises from her backyard which sounded corresponding gunshots when she had been in the kitchen at home. Her movements appeared jerky and speech was not incoherent but appeared monotonous. Realizing that her suspicious and guarded temperament was characteristic of her condition, paranoid schizophrenia, I pretended to be a good listener to gain her confidence. She claimed that th e neighbor of around her age was attracted to her and was eyeing her sexually. Several times he had approached her for sexual favors. She had told her husband about this but he did not believe her. At times the neighbor had thrown stones at her house when she was alone and had staff the doorbell several times. Each time she went to the door, there would be no one. Saying all of this at one go, she quickly pushed me aside when she noticed the nursing supervisor arriving. When the supervisor had left, Mrs. Jones again strode up to me and caught my attention. She told me that her husband was a good man but he did not believe her stories and told me to keep what she told a secret. half(prenominal) an hour later, Mrs. Jones did not appear to want to talk with me. When I smiled at her, she seemed to have no recognition. I was a little taken back by the stony look on her face. Her husband had told me that she was a receptionist in a hotel and very much appreciated by the others and custo mers. Believing that she was then well, she had stopped her treatment. He had not noticed the medicines not being taken. This had triggered this episode. She had overly not kept her appointments with the psychotherapist. Anyone would have believed this lady the mien she told the stories. They would have been credible had they come from a normal person. The fact that she was admitted for paranoid schizophrenia reminded me that the stories could be delusions. though I had studied about schizophrenia and its various forms and symptoms, this was the first time that I was in crocked contact with a person with schizophrenia. Having no physical deficiencies, Mrs. Jones could easily pass on the road without anyone realizing the perspicacity of mental illness that she had, the extent of trouble that she could create and the magnitude of suffering that she went through. What she needed was sympathetic hatful around her and proper pharmacological and psychological treatment. A person who did not know her to be a patient could even irritate her unknowingly. This was the situation for most psychiatric disorders. When we were taught psychiatry, we never realized that most psychiatric patients became ill only occasionally and that most of their lives they were presumably fine and able to work like Mrs. Jones. handling allowed them to be a part of normal society. However the treatment schedules should never be missed. I also noted that psychiatric patients should never be allowed to consume drugs without supervision. A family member had to take responsibility. This was another of my brand-new learning. It would serve

Ethnographic Research paper Essay Example | Topics and Well Written Essays - 1750 words

Ethnographic Research paper - Essay simulationThis has been made possible due(p) to the rapid growth of industries and technological uses in the daily lives of people. Technology is a very important part of the lives of people around the world at this closure of time. This also is due to the fact that the economic processes that take place in the world have a lot to do with the cooperation of people across the globe. For instance several parts of a machine that is to be assembled in a true part of the world would come from diametrical corners of the world and the entire process would not plausibly be completed at one place. The after sales services would probably be offered from a place different from all of these depending on a host of factors ranging from the availability of raw material to crummy labor to costs of transport. This paper shall seek to analyze conversations that were had with an Indian friend of mine, Amit Kumar (name changed). The differences of opinion and t he misunderstandings that happened during these conversations shall form a part of the analysis. The paper shall look at these conversations through the lens of a multicultural world where the burnishs of different people have to be understood properly. They also have to be understood as products of globalisation themselves where there may be a disconnect between a person and his or her have culture. Amit Kumar hails from Kerala, a state in the Southern part of India. The place is known for its high rates of literacy and the policy-making knowingness that people of this state possess. It is also a state that is very diverse in hurt of the religions that people follow here and also the kind of dialects that people use, in different parts of the state. thither is however, as a result of the process of modernization, a certain amount of a lack of awareness regarding the pre-colonial cultures and art forms that were a part of that culture. There is thus a rootlessness that the peop le of Kerala feel at this point of time. This can best be seen in the novel Roots that was written by the very everyday Malayali author Malayattoor Ramakrishnan which talks of the reclamation of the cultural roots of a person (Ramakrishnan, 2000). I talked to Amit Kumar regarding this aspect of the Malayali beingness at this point of time. Me How does it feel to go back home these days, Amit? Amit It is quite disconcerting. The effects of modernity on the lives of people at home even at this point of time seems to be one that has been compel without taking into concern the particular social conditions of Kerala. Me why would you say so? Amit The very basic elements of our culture are not present in the culture that is sought to be imposed upon us. They are hence made to be a part of nothing more than attractions for tourists. Amit here may be referring to on the dot what Arundhati Roy refers to her Booker Prize winning novel The God of Small Things. In this book, she talks of t he marginalization of innate cultural forms and their resurfacing as mere elements of the past that cannot be integrated into modernity. Roy uses the trope of the kathakali dancers to make clear how certain symbols of the Malayali society and postcolonial societies in general have degenerated from being frameworks of signs through which a society used to warehousing its memories to being nothing more than a form of attraction that is set up for tourists to watch and do it without realizing the importance that that form of art may have for

Deliberate Stereotyping Through Language of Various Groups Research Paper

Deliberate Stereotyping Through Language of Various Groups - search Paper ExampleThe average American lady works instead of just lazily quiescence all day (Leszczak 163). The two girls do non represent a small group of American ladies who favour to wait for their handsome prince to sweep them off their feet into a world of house chores. Some girls prefer to wait for a rich suitor to marry them. After marriage, the ladies prefer to stay at national and c ar for the family. Caring for the family includes victorious care of the childrens physical and emotional needs. Taking care of the children includes taking care of the love, care, and emotional needs of the busy working husband (Leszczak 163). Additionally, the survey picture series The Simpsons render how the typical family life in America. The television show often shows common family issues that crop up in the average American familys life. The television show also shows how the typical family resolves issues of misunder standing among the family members. The same cartoon series shows how the average Family resolves conflicts with the average American neighbor. Similarly, the same Simpson show indicates how the typical American family honors special holidays uniform Christmas day, Valentines Day, Mothers Day, Fathers Day, and Thanksgiving Day (Gray 41). African American Stereotyping American television stereotyping does not spare the African Americans from being one of the popular topics. In the 1915 Griffith film, Birth of a Nation, the film depicted the average African Americans as Toms, Coons, brutal bucks, tragic mulattoes or Mammies. The African American stereotype was infused into the 1974 Good Times television series. The same African American stereo was included in the creation of the 1993 South Central comedy television series. The African American audiences loved... This paper approves that all the higher up television series are not notoriety deserved. The concepts on the above works do not use discourtesy wrangle. Some of the conversations of the above television series can be taking as curtailed irony. Consequently, we should not take all the stereotyping issues at face value. Rather, the stereotypes should be regarded as a small good deal of the entire culture or outcome. Some television series deliberately stereotype children as impetuous learning individuals. The childrens television series cater to the cartoon television story needs of the children television audiences. The children would be happy to watch childrens television series. This report makes a conclusion that there are some lessons we can learn from the offensive language. First, we should censor the offensive language. Censorship means changing the language to milder or more tactful ones. The above television series are considered entertainment that adds lessons, morals, or set to the television audiences. The above television series clearly shows restraint in the use of offensive language. The offensive language rarely occurs in the entire television series. Based on the above discussion, deliberate stereotyping happens by focusing on the use of language of different groups (especially white people) in mainstream television shows. Some television series portray Asians and African Americans differently from White Americans. Other television shows portray women differently from men. Evidently, the search shows that most television series show a wrong image or stereotype of authorized groups deliberately.

Foreign Policy of China Essay Example | Topics and Well Written Essays - 4500 words

Foreign Policy of China - Essay manikinChinas total fertility rate is 1.7, which means that, on average, to each one woman gives birth to 1.7 children throughout her life, nonetheless, Chinas tribe is expected to grow over the next few decades.4 (PGR) This can be attributed to immigration and a decline in both infant mortality and death rate as national health standards improve. By the late 2010s, Chinas population is expected to reach 1.4 billion. Around 2030, its population is anticipated to peak and then belatedly start dropping. However, one of the demographic consequences of the one child policy has been that China is now one of the approximately rapidly aging countries in the man. 5Ethnic and religious groupsChina has numerous ethnic groups (56) as constituents of its population. (App stopix ). The Han Chinese is the most numerous. Many of the ethnic minorities have their own culture and language, but many be becoming more like the Han who dominates the whole of China e xcept Tibet and Xianjiang where the Han is still a minority. In the absence seizure of an equal opportunity law, one is free to advertise for a preferred ethnic group for employment. However, most political sympathies bodies are required to employ at least one member of an ethnic minority. China was open up in 1949 as an officially doubter state, and organized religion was banned and religious belief and confide were discouraged. During the Cultural Revolution, religion was condemned as feudalistic and thousands of religious buildings were looted and destroyed. The 1978 the Chinese Constitution reversed the atheist stance of the government and guaranteed freedom of religion. Many Chinese actually continue to practice a good variety of religions. One source gives about 100 million religious worshippers in China Buddhists 72%... Trade has been growing rapidly during the reform period. In 1952 exports and imports were each running at a broken US$1 billion. By 1970 they were just over double that, though world trade had grow many times since 1952. The limited opening up that occurred in the late Mao period brought exports and imports each to about US$7.5billion, only slightly better. Then under Deng Xiaoping, two-way trade shot up from less than US$15billion in 1975, it grew to $38billion in 1980, nearly $70billion in 1985, and $115billion by 1990. The rapid growth go on in the 1990s, especially after Dengs southern tour in January 1992, and by 1999 two-way trade was worth US$360bn. Imports were balanced with exports when the two were too small to be worth worrying about, then in the 1980s imports exceed exports, and in most years in the 1990s there was a positive trade scanty.Chinas foreign trade figures were US $1150 billion in 2004, more than double that of 2001. At the end of 2004, China became the worlds third largest trading nation behind the United States and Germany. Chinas trade extravagance has been positive over many years. In 2005, her expo rts were valued at $762.0 billion and imports at $ 660.12 billion, giving a BOT surplus of US$ 102. Chinas principal trading partners are US, Japan, Germany, Singapore, South Korea, Russia, and Australia. With the US, China had a trade surplus of $170 billion in 2004, more than double of the 1999 figure. China has become an integral part of the worlds trading system.

Gun Control Essay Example | Topics and Well Written Essays - 500 words - 3

Gun Control - endeavor ExampleSome people think that by banning guns crimes would be removed notwithstanding this whitethorn not be so, as we know that there ar many laws made but they are not necessarily followed. These laws which are not followed by the criminals have two adverse effects. First of all told those sellers who are not allowed to sell arms and ammunitions become rich selling their weapons illegally. This willing lead to a formation of a black securities industry and we will lose complete control over it. I am convinced that we can do to guns what weve done to drugs create a multi-billion dollar underground market over which we have absolutely no control. (Roman) Secondly, the law fixed citizens face a loss as they now have no weapons while the criminals, who dont even bother to respect the law, will still be armed. This will reduce the number of lives saved by such law abiding citizens. This shows that the criminals are criminals because they dont follow the law s and we cannot expect them to do so. Expecting a carjacker or rapist or drug pusher to care that his possession or use of a gun is unlawful is similar expecting a terrorist to care that his car bomb is taking up two parking spaces. (Chew) People who fought for independence also had guns. It is not the guns that matter it is the intention of the one using it. Depriving people of guns doesnt solve the problems but it only worsens it. Think about those nations who are now independent just because they fought for their independency. If they would have no guns, then they wouldnt have got their independence.Like all the other things, gun control has some positive aspects as well. Guns are weapons and if not handled safely they can cause all the kinds of damage. In 1998, 30708 deaths were caused by weapons in the joined States. Of that number, 12102 were assassinations, 17424 were suicides, 366 were accidents, 316 had nameless causes, and only 154 were confirmed to be in self-protectio n. (Guns in Our

Zip Car Case Study Example | Topics and Well Written Essays - 750 words

Zip Car - Case Study pillow slipThe business had a market of people that would enjoy using Zip car. The market was good for those who were suitable to use the internet and did not have a car available for use at only times. The market for Zip car would target those who did not do a lot of driving passim the year. It was important for Chase to allow operating speak tos to be cheaper than the cost of leasing, renting or purchase a car. By doing this, Chase would entice the targeted market to use Zip cars as a important means of transportation.Funding is a problem for many businesses. Chase, with the help of Danielson, created business plans and presentations that are appropriate for investors. Investors inviteiness to see that they are going to receive the money they lent and more. Chase performed the necessary research and gave the investors scarcely what they wanted.Seeking a new place to create the software was a way to keep cost down and achieve the necessary technology t hat Zip car needed. A new software engineer costs less than an engineer that has more experience. Little cost cutting techniques like this used by Chase were important for allowing funding to go as far as possible. Zip car had every(prenominal)thing seamed up to get the business started and seemed as if it could be successful.Question 2) What is the business model, and how has it changed between Dec. 1999 and May 2000? What do the data from actual operations in September say about how the business model is work? Does this give you comfort or concern?Answer 2) A business model is important for every business. Business models show the most important part of a business. That part is the businesses numbers. The numbers show everything. If the prissy research has been performed and the numbers do not show a potential profit, there is no need to start the business.The business model for Zip car shows the expenses and profit for the company. The business model shows expenses such as l eases, insurance, parking

Virtual Learning Essay Example | Topics and Well Written Essays - 1000 words

Virtual Learning - Essay ExamplePursel and Bailey (2005) focal point their attention on how online video games can contribute to the elearning processes and stimulate them. They explore a number of resources demonstrating that in that location are two primary limitations of online learning. Learners generally lack motivation and they do not interact overflowing during their online courses. Pursel and Bailey (2005) propose that in order to enhance the elearning possibilities new approaches should be adopted by teachers. The new times processes education in a different modality in comparison to their parents, consequently methods used in online games have to be included in the virtual learning. The authors main purpose in writing the denomination is to offer an alternative solution in overcoming the decreasing interest and value of courses conducted online. Their attempt presents innovative and facilitating framework of the learning within the virtual world.Education is a great asset which transforms communication in a high level. The benefits of good quality online education, however are not available to the urban sections of society. Pursel and Bailey (2005) provide information only about the U.S. consumers and do not refer to sources about the rest of the world. Yajnik (2005) notes that information technology is much(prenominal) a powerful tool that has the potential to stigma education available even to people in remote locations. The primary limitations lack of interactivity and motivation deficit that Pursel and Bailey (2005) have to be related to a peculiar(prenominal) strata from the society and clarifications made about the economic status from the country in questions. The generalizations delivered by Pursel and Bailey (2005) show restrict research scope. A problematic issue is that the majority of those who drop out of the online courses do not come upon them challenging enough. It is of critical importance to emphasize that Pursel and Bai leys (2005) proposal to incorporate video games strategies into elearning is directed mainly to settle with the requirements of U.S. student audience. In countries with developing economies students are willing to engage in all kinds of learning to higher their educational background.Yajnik (2005) suggests that the growth in communication technology in India widens the divide between those who have nark and those who do not. The main task of elearning methods is not to increase the social gap introducing video games methodology, but to make it possible for underdeveloped countries to have the same opportunities. Implementing video games in the structure of online courses will create conterminous exclusion of certain users. E-learning tutors might not want to risk information exclusion of their students by mixed design or unaffordable software. Kenyas education minister, Professor George Saitoti (cited in Ogodo, 2007) says that when integrated into educational system the Internet chat technologies have the capacities to improve the delivery of education through distance learning, provide access to universal digital libraries, offer ways in which universities can globally compete and offer improvements in academic government activity (par. 17). The elearning technologies offer new ways in which the quality and effectiveness of higher education is delivered. However the way in which elearning will be made constructive depends on the

Computing security exam question Essay Example | Topics and Well Written Essays - 1000 words

Computing security exam question - Essay ExamplePKI provides a powerful and robust environment to ensure security of consumer interests, transactions, and information. Stephen Wilson states that It is well known that PKIs successes have generally been in closed schemes. This paper will seek to assess and analyze the effectiveness of Public expose Infrastructure (PKI).Public Key Infrastructure (PKI) is a schema that provides high level of security and confidentiality for profits users that seek to engage in online transactions and e-commerce. It enables information and monetary transactions to be conducted in a safe and secure manner. A digital certificate is issued in target to recognize individuals and organizations. PKI utilizes public and semiprivate keys over the net in order to ensure high levels of authentication and privacy. The Internet presents valuable strain opportunities for individuals and organization, but it also causes safety and veracity problems (Carlisle, 1 999). PKI helps to provide supplementary levels of safety and veracity for online credit line transactions and e-commerce. The rapid growth of the Internet pushed the need for high levels of trust, confidentiality, and security. Several companies began to design security algorithms and protocols in order to ensure safe and secure transactions. Netscape designed the SSL protocol which allowed the use of digital certificates and security algorithms for safe business transactions over the Internet. PKI was dubbed to the ultimate security protocol and mechanism in the 1990s. A number of vendors began to get going in the environment seeking to create standards and procedures. However the hype over PKI was over by the come out of the twenty first century as vendors began to register technical and operational problems over its implementation.The rapid proliferation of the Internet during the 1990s also raised concern about conviction and

Subway Smoothie Essay Example | Topics and Well Written Essays - 750 words

Subway Smoothie - see ExampleOur company will use four elements of promotional mix, which include advertising, gross sales promotion, personal interchange and public relation. Advertising refers to the presentation of a standard message regarding the strengths, price and availability of goods or operate by the marketer in an impersonal way (Weinreich, 2010). In this strategy, our main aim will be building the pull effect since our adverts will deliver a message that will make the harvest-feast appealing to customers to buy it. Since fast foods endure become a major concern, relaying a message on the importance of smoothie foods will pull more customers to buy the foods.We would also rely on sales promotion, which is the short-term use of incentives or other promotional activities that will stimulate the customer to buy our carrefour (Urban, Sultan, & Qualls, 2012). This particular element helps bring short and immediate effect on sale as salubrious as faster stock clearance. The technique will also help in the induction of customers and dispersion channels and will help us win over fast food competitors. As a business, we will apply such sales promotion skills as rebate, discounts, premiums, and usable benefits, e.g. buy two pass water one free. The general benefit will be attracting peoples attention as swell as inducing them since our new product will be available at a tear down price.We will also rely on personal selling, which will enable our sales team have face-to-face interactions with the customers. Since it is a face-to-face interaction, our sales team will be able to explain the merits of our products directly, gum olibanum increasing the sale of the product. It is also a flexible element, meaning the seller may change the convolution according to various situations. It also induces customers to buy given goods in order to satisfy their needs. Public traffic is the last element of marketing mix that we will apply, which

There Are Black Essay Example for Free

There Are Black EssayThe blacks atomic number 18 considered by the whitened parliamentary law as worthless knuckle downs who live with no choice but to be a house maiden over or slave. Racism has been a popular issue for many years, and has cause many blacks to suffer because of their outer appearance. Aibileen faces as a victim to racial comments in the movie The assistant directed by Tate Taylor which took bit in the 1960s in Jackson, Mississippi. Aibileen is a maid. African American housemaid who has just experienced the divergence of her son and has raised about 17 children as a maid. Blacks did not have the equal rights uniform the white society caused many to have education for m unrivaledy. This essay will show to a wide-ranging extent the struggles Aibileen goes through, and through camera angles, dialogue, it will provide in detail why Tate Taylor used Aibileen to sink to the viewers the problem of racial discrimination has on our society. Racism has caused blacks to differ from the white society. The impact of racism tooshie in 1960s Jackson, Mississippi provides the struggle of an individual name Aibileen an African American house maid through a white society.Aibileen in scene whizz talks about how she lost her altogether son and was left laying dead in front of a white hospital. As a mother their responsibility is to protect and ensure the childs safety is their first priority. Tate Taylor uses a blockage of view accident on the w totally in scene one which sows the picture of her son and a frame of Jesus Christ to enable the viewers to rede how severe the issue about racism can lead to. The blacks are treated unfairly and the white society takes advantage of the situation by ensuring blacks would be their maid to do their dirty work.In scene two you implement a middle and long shot was used on Aibileen and Mae Mobley. It allows the viewers to see the foreshadow between scene one and scene two when she loses her son, and com forting the baby girl she looks after. Tate Taylor suggests by using a long shot on them shows the sense of loss Aibileen has experienced ascertain the conceit of sympathy towards Aibileen. When problems become piled up one by one you start to realize the only way through it is standing up for yourself. In the get together party in scene three a few girls all had a reunion which we see Skeeter joining in. Hilly makes a racist remark on black sight carrying diseases which Aibileen can clearly hear from a distance.A point of view shot was used from Skeeter to Aibileen to see her reaction towards Hillys comment. This camera angle was used clearly to express the disappointment on Aibileens face and how racism can hurt others mentally and emotionally. As the scene went on the maids are at first reluctant to talk to Skeeter because the result of them losing their jobs and violence can affect their fami perchs. Aibileen was first to grade her stories which foreshadowed their way out to starting a new life. By the end of the film when Skeeter books are at long last Alvin. S published, Aibileen loses her job and walks off.Tate Taylor uses an make watering shot while Aibileen walks off to indicate to the viewers that while she is leaving she is as well as starting a new life. This angle was used effectively to deliberately allow the viewers to see that a fresh new start is what Aibileen really needs. Dialogue gives the viewers a vital idea of decisions made by Aibileen. Dialogue is crucial because it provides us with tension and suspense to what is going to happen. Aibileen from the beginning in scene one knew she would become a maid. She saws my mama was a maid my grandmamma was a house slave. Back in1960s in Jackson, Mississippi the blacks ever want was fair treatment towards their society. Skeeter is used by Tate Taylor to provide the viewers the perspective of Aibileen as a black house maid. For many, blacks are horror-struck to stand up for what they believ e in but Aibileen says to Hilly All you do scare and lie to dry and get what you want Hilly is used by the director to be the antagonist of the film and this quote by Aibileen shows the tension and anger that was bottled up inside Aibileen. I aint never had no white person in my house shows the contrast between both the white and the black society.Dialogue is in truth crucial for communication which allows the viewers to understand and critically know the situation in the film The Help. At the last scene of the film Hilly persuades Elizabeth to fire Aibileen as her housemaid. The quotes My boy Trelaw said we gonna have a writer in the family on day, I guess its gonna be me This establishes the struggles of Aibileen and portrays the idea that possibly one day she could retell the painful she experience she encountered as a housemaid. Dialogues show many views and angles and establish conflict and tension to effectively show a critical issue between Aibileen and the white society tha t surrounds her.In conclusion Racism is an issue that still happens to this very day and is something most large number all have witnessed. Like the Film The Help racism has a big influence on people in our society we live in today and through dialogue and camera techniques, Tate Taylor uses it effectively to help oneself communicate the struggles of Aibileen as an individual but with support and faith she overcomes the obstacles that society throws at her.

Adele Is My Role Modle Essay Example for Free

Adele Is My Role Modle EssayAdele Laurie Blue Adkins was born in Tottenham, northmost London, England, to Penny Adkins, an English teen come onr, and Mark Evans, a Welshman, on 5 May 1988 Evans walked out when Adele was two, leaving her 20-year-old give to raise her single-handedly,for which Adele has still not forgiven him.She has a youther half-brother on her fathers side, Cameron Evans. She began singing at age four and asserts that she became obsessed with interpreters. Adele has cited the Spice Girls as a major influence in regard to her passion and passion for music, stating that they do me what I am today. Adele impersonated the Spice Girls at dinner parties as a young girl. To make her look like English RB and urban contemporary singer Gabrielle, her mother made an eye patch with sequins, which Adele later said was embarrassing.See more Examples of satire in adventures of huckfinn essayAt the age of nine, Adele and her mother, a furniture-maker and adult learning ac tivities organiser, relocated to Brighton. Despite this move, she remains an ardent fan of her hometown post-mortem League football club Tottenham Hotspur. Two years later, she and her mother moved back to London get-go to Brixton, and then to neighbouring district West Norwood, in south London.West Norwood is the subject for Adeles first record, Hometown Glory, written when she was 16. subsequently moving to south London, she became interested in RB artists such as Aaliyah, Destinys Child and Mary J. Blige. Adele says that peerless of the most defining moments in her life was when she watched Pink perform at Brixton Academy. It was the Missundaztood record, so I was around 13 or 14. I had never heard, being in the room, someone sing like that recognise I remember sort of feeling like I was in a wind tunnel, her voice just hitting me.

Theseus and the Minotaur by Antoine-Louis Barye Essay Example for Free

Theseus and the Minotaur by Antoine-Louis Barye EssayThe idea of Theseus struggle the Minotaur was a popular neo-classical subject among sculptors. Although, Antoine-Louis Barye (1796-1875) finished his mold about 1850 that is in the late distinguish of what is meant by neo-classicism, Baryes modelling of the surfaces has a vibrancy and movement characteristic of the French romantic sculpt. Barye is long-familiar for his animal production and Theseus and the Minotaur is only one of a series produced by Barye from the early 1830s onwards.The sculpture reproduces King Aigeus and the god Poseidons son, Theseus, they both visited princess Aithra the very same night, that is Theseus had two fathers holding his knife over Minotaur, a monster having the head of a bull and the rest of the body human, devouring human flesh. However, according to customs duty Theseus killed Minotaur by means of King Minos daughter Ariadne. Add to this that Minotaurs mother was King Minos wife his father a bull. CONFUSED However, tradition says that Minotaur was locked up in a maze in Knossos on Crete. He was nurture by a compulsory tribute of young men and women from Athens. Therefore Theseus and Ariadne decided to kill him.Now, why did I choose to write about Theseus and the Minotaur? Well, first of all Victoria and Albert Museum is vainglorious very big I therefore had to decide by which department I wanted to improve my knowledge. In many another(prenominal) ways the 19th one C was a time of unrest and upheaval a neo-Platonic philosophy of emotional state arose, an interest for classical antiquity penetrated, citizens acquired a considerable place in society etc. so I darted into the department containing subjects from America and Europe in the period 1800-1890. Though I had now cut back my options I still didnt know exactly what to go more thoroughly into. Nevertheless, I know a little of classic mythology a very little so I determined to deepen with Theseus a nd the Minotaur.Greek mythology was a very common subject for scultors and artists in general in the Romantic Movement. In feature reproducing old classicalsubjects is very significiant to Romanticism. Where the 18th century attached importance to common sense, the 19th century that is the first part of the century set great store by feeling. We see this in the sculpture The feelings for tradition, old things etc. is obvious. On the other hand it isnt very reasonable to make sculptures of antiquated things.

Farmer Boldwood throughout the novel Essay Example for Free

Farmer Boldwood passim the novel stressThis illustrates that he is completely obsessed he worships the ground she walks on. The news of Troys death has once again sickish Boldwoods equilibrium, and new hope burns within him. In chapter forty-nine, following the complete ruining of his crops referable to his neglectful behaviour, Boldwood appoints Oak to look after his farm. A great hope had latterly germinated in Boldwood, whose unreasoning subjection to Bathsheba could only be characterized as a fond madness which neither term nor circumstance, evil nor inviolable report, could weaken or destroy. In this sentence the Author describes Boldwoods obsession with Bathsheba, and proves to us that although Boldwoods hopes could be temporarily subdued, his accredited feelings were always there. It seems as if his feelings for Bathsheba exit last his entire life. Boldwoods hopes are encouraged when, after talking to Liddy he finds that Bathsheba mentioned re link uping in six years, giving him something to cling onto. Throughout the novel Boldwood thinks constantly about the best accomplishable outcome of a item.Liddy saying that Bathsheba once mentioned remarrying slowly evolves in his head into him believing that Bathsheba will marry him in six years. He always tries his best to keep himself hopeful. His waking hours once again work devoted to thinking about Bathsheba. In chapter fifty-one Bathsheba goes on a ride with Boldwood in his carriage to Weatherbury after finding herself unable to refuse because Oak, her usual driver, was too busy and Boldwood her only alternative. After awkwardly chatting about mutual interests, Boldwood, unable to resist, bluntly asks Mrs. Troy, you will marry again some day? She is interpreted aback and a long pause ensues before she says she has not seriously thought of such a subject. Boldwood continues to press her, and is clutching for reassurance when he says, You never liked me. Bathsheba then talks about seriousl y regretting her treatment of him, and Boldwood is fearsome and shameless enough to say to her Bathsheba, suppose you had real complete proof that you are what, in fact, you are-a widow-would you darn the old wrong to me by marrying me? These are the intelligence services of a truly desperate man he does not care at all if Bathsheba loves or flat likes him, but just wants her to marry him.His online mental state is worse than ever before. He keeps pressuring her about marrying him in six years time and when it seems as if she might decline, he prays on her ill treatment of him in the past, a desperate and shabby act. But do give it, remember the past and be kind Bathsheba eventually ends up world telling Boldwood she will tell him of her decision at Christmas. This act of Bathshebas subdues Boldwood, and as before in this situation he leaves her alone until the promised time because those simple words of hers are enough to comfort him into believing that she will eventually m arry him.It is as if his life itself is centred around Bathsheba, but I think Bathsheba only promised to go steady his proposal because she feared for his sanity. In chapter fifty-two Boldwood holds a grand Christmas ships company, something that is, evidently from the Authors words, extremely out of character. But Boldwood has sink so fast towards insanity that his character itself has changed dramatically. Boldwood is very expectant of Bathshebas answer, and deliriously happy in the build-up to the party. Bathsheba fears the party and having to give Boldwood an answer, and deliberately wears mourning clothes to it.Boldwoods cheerful disposition will not be dampened, even when Oak tries to make him more realistic about the situation, to stop him getting his hopes up. But, as has been consistent throughout the novel, Boldwoods moods and feelings are completely uninfluenced by anyones words but Bathshebas. Because of Boldwoods cheerful mood, he increases Oaks salary, this is mainly due to his knowledge of Oaks interest in Bathsheba and seems to me like a consolation prize, because through the mental haze that obscures his judgement, he truly believes Bathsheba is his.It is in chapter fifty-three that Boldwood is finally pushed over the edge. After being verbally beaten into submission, Bathsheba gives her word to marry Boldwood in six years if Troy does not return. Still, this is not quite enough for Boldwood and he requests that she wear a ring he bought for her. The demonic force that appears to be gripping Boldwood as he almost forces the ring onto her finger is too much for Bathsheba, and she begins to cry. Soon after this, Troy arrives at the plate and tries to take Bathsheba away and it is at that moment that Boldwood simply erupts he shoots troy with one of the blasts on his gun rack.The old Boldwood is now completely gone replaced by a hysterical madman. When Bathsheba had cried out in her husbands grasp, Boldwoods fount of gnashing despair had c hanged. The veins had swollen, and a frenzied look had gleamed in his eye. Able to take no more, Boldwood readies himself to commit self-destruction with the same gun, but is prevented by Samway. In chapter fifty-five the true extent of Boldwoods obsession with Bathsheba is revealed. He had bought a large number of gifts for he labelled Bathsheba Boldwood and dated six years in advance. His very person was completely consumed with the idea of marrying her.Boldwood is sentenced to life imprisonment. This novel describes the degeneration of a quiet, reserved and proud man into a crazed, violent and obsessive maniac. Throughout Boldwoods life a certain equilibrium was preserved, and Bathshebas arrival and sending of the valentine fed up(p) it. He truly was in extremity at once. His mental state became more and more tender until he finally exploded and shot Sergeant Troy. I believe this was the end of Boldwoods equilibrium, and he would remain mentally ill and preoccupied with the woman he would never have.

Downsizing Definition Essay Example for Free

Downsizing Definition EssayDownsizing surpasss when a club permanently reduces its workforce. Corporate downsizing is often the result of poor economic conditions or the connections film to cut jobs in order to lower costs or maintain makeability. Downsizing may occur when angiotensin converting enzyme company merges with another, a product or service is cut, or the economy falters. Downsizing to a fault occurs when employers want to streamline a company this refers to corporate restructuring in order to increase realise and maximize efficiency. Downsizing results in layoffs that be often followed by other restructuring changes, such as branch closings, departmental consolidation, and other forms of cutting pay expenses. In some cases, employers are not fired, yet instead wrench part- date or temporary workers to trim costs.In a business enterp trick out, downsizing is reducing the chassis of employees on the operating payroll. Some users distinguish downsizing from a layoff, with downsizing intended to be a permanent downscaling and a layoff intended to be a temporary downscaling in which employees may later be rehired. Businesses use several techniques in downsizing, including providing inpennyives to take early retirement and transfer to subsidiary companies, but the more or less common technique is to simply terminate the employment of a certain number of pack. Recentll, countrys largest cell hollo company Grameenphone, has embarked on major operational cost-cutting measures that include the downsizing of its manpower in some particular proposition sections of the company.GrameenPhone is the largest mobile phone company in Bangladesh. In the midst of lack of communication means, GrameenPhone has introduced an effective and easy mobile phone network. It has put a positive impact on the lifestyle of the people of Bangladesh.It is one of the largest cellular operator in the country. It is a joint venture enterprise between Telenor and Gram een Telecom Corporation. Telenor is the largest telecommunications company in Norway, owns 51% shares of Grameenphone. It is amongst the oldest, most sophisticated, and diversified telecom companies in the world. Grameen Telecom itself owns 35% shares, 9.5% shares are held by Marubeni Corporation in japan and the remaining 4.5% shares are held by Gonofone Development Corp in spic-and-span York. In addition, three leading international financial institutions the International Finance Corporation, Asian Development verify and the Commonwealth Development Corporation are also shareholders of GrameenPhone.The three nerves each hold three per cent of preferred shares of GrameenPhone. It was the first company to introduce GSM technology in Bangladesh. It also established the first 24-hour vociferation Center to support its subscribers. With the slogan Stay Close, stated goal of Grameenphone is to provide affordable telephony to the inviolate population of Bangladesh. At present arou nd 4800 employees, both permanent and contractual, are working in disparate sections of the GP. but the sudden decision to downsize its manpower has created panic among most employees of the company that saw substantial rise in its annual profit-earning in recent stratums. The victims of the latest cost cutting measures are in most cases permanent employees who worked in the sales and services departments.The company has abolished its logistics services in all regional offices and in the case of sales it has reduced the number of posts and declared the remaining post vacant. Interestingly, it has asked all the sales supply either to compete a fresh for the vacant posts or take an attractive exit package. trouble is saying it is a part of the business alignment process, Through a so called performance evaluation process the company is conducting termination of permanent employee who were meant to be loyal and efficient. Even in many cases employees are being forcefully asked to precede the organization. some of the employees have complained that Grameenphones management has threatened them to submit their giving up letter otherwise they will be mentally humiliated as well as downsized at work. From employee source it is found that in many cases the company is violating the Bangladesh Labor Act 2006 but the government or the labor law enforcement bureau is not taking any action.The statistic shows that last category the company profit incensement was almost 205% and the employee of the company was suppose to get a potation of the profit as per the company policy. But it never happened. As Grameenphones profit already is in increase as per last years report than the company should provide a valid reason of termination of such a large number of employment within a short time. Recently the management have introduces a new system of re-interview within the company to ensure the existing position of the individuals. Management has claimed this process as a p art of performance evaluation tool which has made the employee to raise their voice against this injustice. By apply such words like Business Alignment and Change in structure actually the company is terminating the employment of permanent employee who has given his 8 hours of every single day with loyalty to built this organization to this height.Even in some cases the company had forced some of the female employee to attend the interviews during their maternity leave and terminated their employment contract as claiming the employee is less productive for the company which is a direct misdemeanor of Bangladesh labor Act 2006. Employees have claimed that the management is not providing any written announcement or counselling but verbally they are asking to leave the organization through phone calls and general meeting. This year the government has announced 11% inflation rate but Grameenphone being a multination company has provided scarcely 0%-5% incensement to its employees th ough its quarterly report shows almost 81% increase op profit with is this year.Back in 2009 Almost 1500 permanent employees are asked to leave the organization without any valid reasons but based on performance evaluation process. So how come the number of termination became so eminent based on performance evaluation process after a certain period of time every year? And how downsizing a large number of senior employees into junior position became honest practice or business alignment process? As a Norwegian company people had a better expectation from Grameenphone but now it seems to be the reason behind of distraction of hundreds of employees career.

Creative Art and Fine Art Essay Example for Free

Creative Art and Fine Art EssayBy a bighe nontextual mattered definition of finesse,9 artistryistic works have existed for almost as long as humankind from proto(prenominal) pre-historic art to contemporary art however, some theories restrict the concept to modern Western societies. 10 The first and broadest sense datum of art is the one that has remained closest to the older Latin meaning, which roughly translates to skill or craft. A few examples where this meaning proves very broad include artifact, artificial, artifice, medical humanistic discipline, and military arts. However, there are many former(a) colloquial uses of the word, all with some relation to its etymology. The second and more recent sense of the word art is as an abbreviation for creative art or fine art and emerged in the early seventeenth century. 13 Fine art means that a skill is existence used to express the artists creativity, or to take aim the audiences aesthetic sensibilities, or to draw the a udience towards consideration of the finer things. The word art can arouse to several things a study of creative skill, a process of using the creative skill, a intersection point of the creative skill, or the audiences experience with the creative skill.The creative arts (art as discipline) are a parade of disciplines that produce artworks (art as objects) that are compelled by a personal drive (art as activity) and convey a message, mood, or symbolism for the viewer to interpret (art as experience). Art is something that stimulates an individuals thoughts, emotions, beliefs, or ideas through the senses. Artworks can be explicitly made for this purpose or interpreted on the basis of images or objects.Although the application of scientific knowledge to derive a new scientific theory involves skill and results in the creation of something new, this represents acquisition only and is not categorized as art. Often, if the skill is being used in a general or practical way, people w ill consider it a craft instead of art. Likewise, if the skill is being used in a commercial or industrial way, it may be considered commercial art instead of fine art. On the other hand, crafts and design are sometimes considered applied art.Some art followers have argued that the difference between fine art and applied art has more to do with value judgments made about the art than any clear definitional difference. 14 However, even fine art a great deal has goals beyond pure creativity and self-expression. The purpose of works of art may be to communicate ideas, such as in politically, spiritually, or philosophically motivated art to create a sense of viewer (seeaesthetics) to explore the nature of perception for pleasure or to generate strong emotions.The purpose may as well be seemingly nonexistent. Art is a diverse range of human activities and the products of those activities this article focuses primarily on the visual arts, which includes the creation of images or objec ts in fields including painting, sculpture, printmaking, photography, and other visual media. Architecture is often include as one of the visual arts however, like the decorative arts, it involves the creation of objects where the practical considerations of use are essentialin a way that they are usually not for a painting, for example.Music, theatre, film, dance, and other performing arts, as well as literature, and other media such as interactive media are included in a broader definition of art or the arts. 1 Creative arts is a subject of study for a number of universities, including those that offer a degree of Bachelor of Creative Arts. 1 Areas of study include dramaturgy, music, graphic arts/cartooning, performing arts, film, publishing, galleries, museums, and the visual arts.

Campbell Soup Employee Engagement Essay Example for Free

Campbell soup Employee Engagement EssayDouglas Conant, the CEO of Campbell Soup Co. discussed the importance of employee engagement and how Campbells strategy to pay aid to this metric paid off for their accompany. Conant took over in 2001 when Campbells was close to a takeover and its soup gross revenue had drastically declined amid fierce competition. Furthermore, some of its best employees had left the company rather than wait break the steadfastly times. Conant recognized that of all the elements related to corporate culture, employee engagement was the most highly correlated to shareholder re relinquishs. Therefore, to turn things around, Conant implemented the Campbell Promise of Campbell Valuing People, People Valuing Campbell with the strategy that To win in the market place, we believe you must eldest win in the workplace. Im obsessed with memory employee engagement front and center and keeping up energy around it. In 2002 Conant hired the help of Gallup, a pollin g and research firm, to better understand his companys engagement levels. Gallup found that 62% of Campbells managers were not actively intermeshed in their jobs and 12% were actively dis engaged.Those numbers were some of the worst for any Fortune 500 firm ever polled. By Gallup standards the ideal level of employee engagement is to have a ratio of 12 actively engaged employees for every disengaged employee. Campbells ratio was only 21 that is, only 2 actively engaged employees for every disengaged employee. Strategies to Motivate and Engage Employees Bring down barriers, literally Conant had barbed wire fencing outside from Campbells Camden, NJ facility to create pleasant work environment Promoting from within replaced 300 of the companys 350 leaders half of whom were promoted from within the company.This changed the culture and sent a message that few could ignore. yearbook surveys of all 580 work groups simultaneously managers review the results with their direct report s and everyone is updated on their progress related to specific goals. leaders are measured on their ability to inspire trust in those around them. Recognition Events restrain at a high level when people do things well. CEOs acknowledgement Conant sends out about 20 thank-you notes a day to staffers, on all levels. Open communication every sixsome weeks CEO has lunch with a group of a dozen or so employees to get their perspective on the business, to address problems and to get feedback.

The Secret School by AVI Essay Example for Free

The Secret indoctrinate by AVI EssayThe Secret School is a wonderful hold written by Avi. The author Avi was born on December 23, 1937 in New York City. The Secret School is a popular childrens book. The book is about a 14 category old untried girl named Ida Bidson. The other characters include the tall and skinny best friend gobbler and the often dispatch and mischievous Herbert. It also includes minor characters of various ages and sizes including Charley, Susie Spool, and Natasha Ashneski.The setting of the story is in 1925 in rural Colorado. The underlying character Ida is a motivated eight grader and the daughter of a farmer in Elk vale. She desperately wants to attend high school so she can become a teacher. She needs to pass her eighth grade interrogatorys at the end of the school year. However, the teacher elude Fletcher, who teaches at her one room school, has a family emergency in the spring. Miss. Fletcher receives a telegram that her mother in east Iowa is very sick and she has to expire immediately. The school has to shut down and Ida sees her vision of becoming a teacher impossible. Mr. Jordan yet tells her that girls dont need a high school education.Ida doesnt want to let go off her dream so easy so she and her classmate Tom come up with a brilliant be after to keep the school open. Ida decides to spud over as the teacher of the one room school. Realizing that the school senesce would disapprove of their plan they decide to keep the whole thing a secret.They need an older psyche to help them launch their plan. Miss Gertrude Sedgwick, the County Examiner becomes their ally when she stumbles onto their plan one day. Miss Gertrude Sedgwick lived in silverish Springs near the high school. She inspected the school from time to time. She had the authority to give the students an exit exam. After inspection she allows Ida and Tom their eighth grade exit exams entirely she also makes them promise that the other children ordain also take and pass the final exam.Now, Ida falls under the pressure to not only pass her own exams but make the other children pass their exams. She also has to change the mind of her classmates who wanted to take the rest of the year off. Herbert makes sure that he gives Ida as much trouble as possible. In addition to this, she has to make them aid enough so that they dont get caught by the p arnts and the community. Lastly, she must also keep up with her farming chores. As a result of the intense pressure on Ida she risks losing her dear classmate Tom. Nevertheless, Ida proves herself as a strong heroine in the book with her intelligence and courage.Tom is an important character in the story. either time Ida feels shed fail as a teacher Tom encourages and supports her. She returns home late, does her everyday chores, prepares the family dinner, grades schoolwork and finally does her own studying. She would go to bed more and more exhausted everyday. However, Tom would leave app les at her desk to relieve her tension and stress. The other students helped out with the sweeping, mopping, cutting and hauling wood, dusting, taking out ashes, polishing desks, killing the privies, window washing.One day when she is enjoying creation the old Ida in recess time the County Examiner Miss Gertrude Sedgwick walks in. Ida Soaked and mud-spattered right in the middle of the pond looks nothing like a teacher. The County Examiner even after seeing Ida in such a state informs them that there is nothing wrong with Ida being their unofficial teacher. She promises to return on the morning of June the seventh to conduct the examinations.One stormy afternoon when the children are busy studying at the secret school, Mr. Jordan makes a surprise visit. He tells all of them angrily to go home where they belong and the school will be closed from this day onwards. The students are left with no choice but to stay home. Idas brother Felix tags along with his father while Ida starts ta king business of baby Shelby.The next day, Herbert walks a mile to Idas house to inform her about a impact of parents and the board. The meeting was going to be held to make sure the school stays shut. The very next eventide the four members of the Elk Valley School Board Mr. Jordan, Mr. Hawkins, the Methodist Church minister, Ebenezer Morris and Mr. Plumstead, head of the Elk Valley Bank get together with the children and parents to discuss the fate of the school.The children are incriminate for trespassing property and Ida accused of pretending to be a teacher. Mr. Morris, a good man, tells Mr. Jordan that since they havent destroyed the property or done any harm they must not be punished. The board realizes that Ida has not only helped students date but also saved the board money.The board comes to a decision that the pretend school will go on for two weeks so the children can take their exams. Mr. Jordan makes two conditions to be fulfilled by the students. Firstly, the fam ilies involved have to take responsibility for the building. Secondly, every child is expected to pass their exams. If they dont pass it will be the teachers fault and not the boards.Finally, the day of the exam arrives. The students had spent every day quizzing each other, going over recitations, parsing sentences, working on penmanship. With a few minutes remaining to the exam Felix and Ida lose their way on the road. Tom saves the day when he arrives in his Ruckus and gives them a ride to school. All goes well for the students and Miss. Bidson. A week later Ida finds letters from the inspector stating that not only has she passed but her students have also cleared their exams. Herbert was the only exception. The story ends happily with Ida get a scholarship to continue her high school.I enjoyed the book because the plot was simple, the language easy to perceive and the characters brave and humorous. I would strongly recommend the book to others.WORKS CITEDAvi. (1997). The Secr et School. New York Harper

Yanomamo Tribe Essay Example for Free

Yanomamo Tribe turn outThe Yanomamo tribes be a large population of native people in South America. They often occupy in the Amazon rainforest, between the border of Brazil and Venezuela. Since their place of residency is remote and isolated, they have remained conventual from many aspects in the outside world. Due to their isolation, there are several characteristics of their culture and modus vivendi that are affected by this. Some factors that result from their seclusion are their domestic life, clothing and diet. The Yanomamos corporeal surroundings consists of villages that usually contain their kin and lineages. The villages consist of about fifty people. In these villages they have a communal system, where they all live under one common roof called the shabono. The shabonos are an oval square up hut with covering near the edges further open ground in the center. The roof is supported by posts which signify all(prenominal) familys individual areas. These habitats are built from raw materials from the surrounding jungle, such as leaves, vines and tree trunks. Unfortunately, when horrific conditions, such as weather and infestation of insects and animals occur, shabonos are very susceptible to damage.As a result, shabonos are rebuilt every one to two years. Not only do the Yanomamo use character for their shabonos, they besides dep stop over on the forest for their slash and dismiss horticulture. Slash and burn horticulture is when they cut and burn forests to create fields for agriculture. When the areas require overused they from the slash and burn horticulture, the Yanomamo use shifting cultivation. Shifting cultivation is an country system in which plots of belt down are cultivated temporarily, and then abandoned. This requires clearing a piece of land followed by several years of farming in order to loosen the soil for fertility.The Yanomamo are cognise as drawers, fishers, and horticulturists, cultivating as their main crops plan tains and cassava. Another food source for the Yanomamo grubs. Traditionally they did not farm, and the practice of felling palms in order to facilitate the growth of grubs was their closest approach to cultivation. The conventional diet of the Yanomamo is low in salt, which makes their gunstock pressure the lowest of any cultural group on the planet. Historically, the Yanomamo were known as endocannibals. Endocannibalism is a elevated form of cannibalism that usually occurs after death.The body of the dead soul is burned in a remote land away from the village. The remaining bones and ash are then made into a fine pulverization which is then mixed into the juice of a plantain to make a beverage. This beverage is consumed by the deceased persons relatives. This is called drinking of the dead which is thought to be the way for the deceased persons soul to enter the body of their living descendants. They believe that this proves them with a spiritual and somatic strength so they can fight the evils of the jungle.Another way that the Yanomamo connect with the spirits of the jungle is by taking hallucinogens. hallucinogenic medicates are taken on a daily basis, because drugs are commonly available from the jungle. Some aspects embed in nature that can be made into many different drugs are the yakowana tree and the hisiomo tree. The yakowana trees clamber is ground into snuff powder with they use to snort. The hisiomo trees seeds are packed into a cigar shaped and traded among the villages. One drug that is taken every day by the Yanomamo is called yopo.Yopo is made by grinding several natural grow and vines that are gathered in the rainforest. It is consumed by blowing the powder into another Yanomamos nostrils with a long tobacco pipe called a mokohiro. Using this drug is very painful and causes blinding pains in the head and nausea. aft(prenominal) they have achieved a trance state, they communicate with the spirit world and relate what they are seein g with intonation and dancing. This is one way that the Yanomamo connect with their fellow neighbors. Another way the Yanomamo unite with each other is through and through celebration.They celebrate a good harvests with a big feast to which nearby villages are invited. This celebration helps to swan good relations with their neighbors by sharing their harvest. During the celebration, they decorate their bodies with feathers and flowers, eat a lot of food and the women spring and sing all night. These two aspects of the Yanomamo culture not only shows their social organization with fellow tribes but also their ideological aspects of culture. The technological advances of the Yanomamo include baskets, wooden spears, arrow points, fire making sticks, quivers, bows and arrows, and blow guns.The women fluctuate and decorate the baskets. They make twain flat baskets and burden baskets which are carried by a strap around the forehead. Fire sticks are still often used to make a fire. T he men carry quivers containing free carved wooden spear and arrow points when they are out hunting. Around the outside of the quiver they also tie the fire making sticks. Making fire with sticks is a long and arduous process requiring adroitness and agility. Each quiver contains a bow and three arrows, which are designed to hunt small game.In order to make a blown gun, a piece of cane is used as the actinotherapy which must be long and straight. A mouthpiece is added to one end of the cane which is cut or carved from wood. The darts for the blow dun are made by sharpening fibers and balance on the end with either cotton or the fiber of the kapok tree. They often use poison on the ends of the darts. They require this poison from a frog that inhabits there. After an extensive assessment of the life of the Yanomamo culture it is evident to me that the physical and social environment influenced their way of life tremendously.The location of the Yanomamo is a key role in their lifes tyle based on the resources available to them including food sources, raw materials and supplies. If they didnt live in their initial environment, zilch would be the same. By living in this environment, their culture has already established their lifestyles through surroundings cod to the shabonos and way of agriculture. The way the shabonos are built cause the Yanomamo to be obtain close with one another to become one big tribe. Without their way of agriculture, the Yanomamos wouldnt consume the same foods, or even hunt the same way.Hallucinogens are another aspect that contributes to the physical environment. Without their environment, drugs wouldnt be so prominent and their alone way of connecting to the spirits would change. Lastly, technology would change since they make their baskets and quivers out of nature resources found in their environment such as wood and cane. The social environment of the Yanomamo also plays a big part in their culture. The Yanomamo do hallucinogen s with fellow neighbors to connect to the spirits and also forms a sense of belongingness with each other.When they do the hallucinogens they come together and connect to the spirits as one with song and dance. Aside from that, they also unite with each other through celebration. They celebrate a good harvests with a big feast to which nearby villages are invited which helps to maintain good relations with their neighbors. If the Yanomamo didnt share their harvest with each other, they wouldnt have as much food as they do and wouldnt be able to survive alone. The Yanomamo use both physical and social environments in order to prosper and thrive in life.

Investment and Cost Savings Essay Example for Free

Investment and Cost Savings EssayIntroductionThe purpose of this newspaper is to address the key strategic issues facing Coast4Life with the anticipate downturn in front. Included is a financial analysis, naming of major issues, analysis of alternatives and a recommendation.Financial Analysis for the Year Ended 2012 (Appendix 1)* Current ratio of 1. 6 indicates that the company can meet its short term obligations. There is a 46% improvement versus defy years current ratio of 1.1. Quick ratio of 1.8 shows a 50% improvement. * Total debt- to-equity of 1.5 shows a 12% improvement over prior years ratio of 1.7 indicating that the firm is relying less on debt. Times interest earned ratio of 6.4 improved by 30%. * Profitability ratios indicate boilers suit earnings growth. Net margin of 15.2% grew by 18% compared to 12.9% in 2011 while fork over-on-Equity (ROE) of 27.4% grew by 16%. Return on Investments (ROI) of 11.2% shows a significant 28% growth from 8.7% and posted a 14% fa vourable sport compared to target. * Revenue and net income grew by 13.4% and 33.3%, respectively.Major Strategic IssuesWith the expected estimated 30%-35% decline in the overall booking, the expected impact is a decline in income by $7M (Appendix 2). The proposed alternatives to generate additional revenues and or/ live nest egg are evaluated using a required after tax rate of return of 16%.Alternative 1 Change Customer MixObjectives maximize Repeat Customers from 20% to 40%Maximize Age Group 40-60 years old from 30% to 38%Pros* Incremental Income of $721K in 2013 $2.1M for the 3 years ahead combined (Appendix 3)* Opportunity to expand extra-services* Maximizes capacity/resourcesCons* Marketing constraints to target client mix* may require additional costs to achieve targetThis option addresses the incremental income requirement. It maximizes profitability and issues opportunities to expand personal credit line ( in line with the companys mission).Alternative 2 Implement a web-based booking formationPros* Incremental savings of $24K in 2013 $226K for the 3-yrs ahead combined (Appendix 4)* Opportunity for additional costs reduction (i.e. advertising, promotion)* Provides tuition about passengers* Opportunity to target more customers* Meets demand for Internet-booking* Accounting module improves financial reportingCons* bolshy of customer service* Technology must be up to date and well maintained* protection (i.e. financial data, customers)This option meets the cost savings requirement. It also addresses the immediate need of the company for market/customer information and addresses constraints in alternative 1 (customer mix). This is in line with the companys mission to provide unique services.Alternative 3 Hire Crew and Hospitality Workers from Underdeveloped Countries Pros* Incremental cost savings of $883K $2.1M for the 3 years ahead combined (Appendix 5)* Cheaper wagesCons* whitethorn damage study (poor service quality)* May dampen employee s moraleThis alternative meets the requirement for cost savings. To ensure quality service, the company must drop in training. The company should also keep key employees (pros assists in training, promotion could keep morale senior high school). long-term cost savings is attractive.Alternative 4 Divest the Fraser run dry dockPros* Incremental Income of $3.1M in 2013 $2.5M for the 3-years ahead combined (Appendix 6)* Focus on core businessCons* Incremental costs of $438K per year ( nourishment and lost income from the dry dock operations (Appendix 6)* Decline in company-wide morale* Damage to reputation and local ties* Quality of third-party maintenanceThis alternative meets the incremental income required. This allows the company to focus on its core business. However, long-term, the negative impact on income, reputation and ties with the community are not desirable.It is recommended to change customer mix and implement a web-based booking system. both(prenominal) alternatives achieve the income requirement (total $745K in 2013 $2.4M for the 3 years ahead). Both alternative have low risk and provide more opportunities to maximize the use of its resources and capacity and expand business. Hiring crew and staff from underdeveloped countries is recommended if the high risk is mitigated i.e. by retaining key employees. Divesting the drydock is not recommended due to the incremental expenses associated in time to come years.ConclusionThe recommended alternatives meet the requirement to generate revenue and/or cost savings to counter the expected downturn in 2013.

Impact of User Fees in Healthcare

Impact of drug exploiter Fees in Health look at cosmosAn old proverb offers a world of insight when it says that wellness is riches. Truly with by wellness nonhing in life is worth it be it a million dollar bill Ferrari or a state of the art beach ho uptake. Looking at the statistics, the overall health of the community across the globe is deteriorating and no amount of medical technology or innovation is able to suppress the position that throng be really getting sicker and need treatment. Method of unconstipated upment differs from one cracker-barrel argona to another and within countries as well. The true nations assert their citizens by subsidizing health reverence and make it save in some cases. The exploitation nations amaze government hospitals which offer treatments at subsidized rates. The health care burden that the developed nations are facing is colossal. In an attempt to reduce this burden, some suggestions of introducing a co- carryment are being made in the developed nations. The rationale behind this suggestion is that batch who are cover with insurance tend to over use medical operate because they dont agree to pay anything off of pocket. However, critics argue that introduction or rise of existing co-payments testament profoundly erode the will to get treatment done and many individuals will end up not going to doctors for ingrained treatment. The proponents of co-payments assume that every individual is insured and able to afford co-payment. This is contrary to reality where many quite a little are unable to pay for even the most basic necessary medical interventions. I support the latter. One of the primary reason behind my conclusion is that this would add the burden on the bourgeois and the unretentive population for their health care and worsen their condition.Background on drug user fees in health careHealthcare is generally price inelastic. People who have used these services pay the predetermined pric es, at least for critical care, absolutely essential visits to the physician and prescribed medicines. Moral hazard arises when an insured person chooses excess/ more than expensive form of healthcare because she/he knows that the insurance company will be remunerative for it(Banerjee, 2010).Developing countries like India and China have made their health care services such that the mickle get more of health care at a subsidized rate due to the incident that 29.5 % of the population in India lies below the beggary line (Kaul, 2013). The ultra-low-cost position of hospitals in countries like India may not seem surprising because the wages are signifi tummytly lower than those in the developed countries for instance the U.S. and U.K. However, the health care available in these hospitals is cheaper even when the wages are adjusted For example, even if Indian neurologic hospitals pay their doctors and staff salaries of U.S. level, their be of open-heart surgery will still be one- fifth of those in the U.S(Vijay Govindarajan, 2013).nether such circumstances, if the government increases the rates of health care services, it would antedate to under usage of these services because the people would have lesser access to hospitals due to the gamyer costs as compared to their salaries and savings. Not many people in such countries choose to insure themselves for health because of the perceived limited requirement of hospital services as compared to high payments to the health insurance companies.Rationale for introducing exploiter feesThe rationale behind keeping drug user fees could be that they could generate additional tax income for the health industry when financial help from outside sources were minimal, financial obligation refunds were shooting up and the governments of medium income countries were feeling the pressure on their internal finances. at that place was also a philosophical shift in the functioning of the healthcare industry in the early 19 90s during which, the outline of out-of-pocket payments was introduced. In this, the forbearings were asked to pay for the services they get from the hospitals which in turn motivated the healthcare workers and increase their efficacy (Action). Quality arse be improved with better finances and remuneration. And quality is a significant aspect of health care which cannot be compromised under any circumstances. In the later years, after implementation of totally free health care, it was realized that some patients actually over used medical services. Introduction of a user fees greatly reduced this moral hazard. Secondly, bulk billing and abolition of user fees leads to an change magnitude burden on the government financially. The rising cost of health care compels the government to introduce a system where the consumer is liable to pay some amount. Supporters of user fee also claim that universal health care is a myth and the citizens ultimately bear a much higher cost (than the user fee) for the so called free medical treatment.User fees compounded povertyUser fees inconsistently scathe the health of poor and middle class people. They tend to push families into debt and poverty thus compelling them to hunt money through illegal means or from financiers, or to sell or hypothecate ancestry or resources that they depend upon to earn a living. The charges can especially pressurise women who have fewer resources to assert on.Such circumstances tend to create a brutal condition where in there is a constant increase in poverty which leads to malnutrition and the ailments they live with. This results in poorer health which ultimately results in big issues each time there is a need to pay for healthcare emergencies.The World Health governing body estimates that 100 million people each year are forced into poverty by these sharp healthcare costs (Action).When reporting to the hospital becomes excruciating because of high costs, people are more presumable to plight care at home. This increased load of care in addition to other mansion work usually puts burden on women and girls This may force them to entrust their education or jobs to take care of the ill (Action).Studies done by the World Health Repot Report of 2010 show that the distress of non-communicable diseases is emerging and is already a major drawback even in the poorest countries and the people are unable to have access to the services they need to prevent or control these diseases due to financial incompetency or inability to access those services (Priyanka Saksena, 2011).Household burden due to specific non-communicable and chronic illnessesA get along of studies demonstrated that the kinsfolk burden led to financial crisis from specific illness and conditions like, diabetes in India for example, presented that 596 diabetic patients taken as sample group at a private and public hospital in Chennai showed that in the private hospital, the poorest sample of patients sp ent 24.5% of their income on services for diabetes, compared to 3.5% in the richest group. This was mainly demonstrated because of the increased out of pocket costs. On the other hand, in the public hospital, where middle class family income was much lesser than in the private hospital, the poorest group payed 3.3% of their income on diabetes care while the richest cluster almost 0% of their incomes on care.another(prenominal) research that was done in 2006 on the total economic cost of illness for households was continuously above 10% of household income. As an illustration, total household charges of malaria per annum were as large as 18% of one-year income in Kenya and 13% in Nigeria. Total expense for all forms of illness added up to 11.5% of monthly household income in Sri Lanka, and about 11% of average monthly income in Nigeria. Some of the researches are concerned that even 10% of household income being disbursed by health care expenditure as potentially bleak where the m edical expenditure levels are prone to drive households to cut their consumption of other basic needs, knowledgeableness productive asset sales or high levels of debt, and lead to impoverishment. It is clear that this is a somewhat natural cut-off point and expenditure levels lower than this may be catastrophic for very poor families. Furthermore, it is not notwithstanding the level but also the timing of health care expenses, which have to be paid in full at the time of illness in the case of out-of-pocket payments that determine whether or not there are catastrophic consequences for a household. This is related to the unexpected nature of most medical expenditure, the fact that the magnitude of payments is heavily influenced by the provider, and that this is precisely the time when income may be lower than usual(Diane McIntyrea, 2006).Current perspectives on User fees in health sector in medium and low income countriesEquitable approaches to financing health services are crucia l for achieving the goal of universal coverage of health services. When user fees are designate to a particular service, they become an inequitable financing mechanism which produces barriers to access for a large build of people. Though in some of the Public Health Centres, revenue is provided by the government, it is almost al shipway that it turns out to be inadequate and a persistent challenge in the developing countries(Rohan Sweeney, 2011). This thus leads to imposition of user charges which hinders the poor from using the available services.Another example of this is that under the Alma Ata declaration of Health for all, developing countries like Bangladesh tried to design country health care programs but had continuously failed to do so because of the problem of increased health care needs and decreased available resources. Hence, when user charges were imposed, there were sound interferences between the two most vulnerable groups which are the poor and the women and the maintenance of patient profile (Stanton B, 1989).There have been studies that show that when user fees were introduced, there was a substantial decrease in the use of health care facilities that ranged from 5% to 51% immediately after the intervention but a significant increase in the use of most curative services was seen that ranged from 30% to 50% when the policy was changed again (WP, 2014).Unfortunately, it is hardly the user fees that the researches and economists concentrate on to reduce moral hazard. Doctors are well equipped to judge whether a patient requires treatment or not. When such wide spread reliance is placed on doctors regarding treatment, wherefore cant the same doctors be trusted not to over treat a patient? It must be made mandatory for doctors and other health practitioners to take steps to prevent themselves from doing treatments that could be otherwise be tamed.How do the hospitals function with low prices of healthcare services?Three major practices have allowed the hospitals of low and medium income countries to cut costs while still improving their quality of care.A hub-and-spoke system DesignIn order to reach the people in need of care in the rural and other remote areas, hospitals must create hubs in major the city areas and open smaller clinics in rural areas that transfer patients to the main hospital that has all the diagnostic facilities and other resources.This would reduce the need for duplicating the personnel office and equipment in every village and the most expensive equipment and expertise in the hub, thus eventually decrease the cost burden on the village population. It would also create specialists at the hubs who, while performing great numbers of focused procedures, develop the experience that will improve the overall quality. This can also lead to proper and frequent utilisation of machines. For example, an MRI machine if installed in every village separately, would do alone 1-2 scans per day. But if a commo n machine is installed in the main hub, it would scan about 10-20 patients per day.Task displacementThe hospitals can transfer responsibility for routine tasks to lower-skilled workers like the newly graduated and less experienced doctors, leaving expert doctors to handle only the most complicated procedures. Again, such countries always face problems because of shortage of highly skilled doctors. Thus, hospitals have to maximize the duties they perform. Doctors at these hospitals tend to become incredibly productive as they can focus on only the critical parts of the surgical procedures and the final decision making during the diagnosing of diseased conditions. This allows them to perform 6-7 surgeries in a day rather than just 1-2 surgeries in other developed countries like the U.S.This innovation would ultimately reduce the costs. After shifting tasks from doctors to nurse practitioners and nurses, multiple number of hospitals can create a lower tier of paramedic employees with two years training after high school to perform the most routine medical jobs. In some hospitals, these workers can comprise more than half of the workforce.Good, Old-Fashioned FrugalityNecessity is the mother of invention- Hospitals of lower income countries should come up with wiser ways of sterilization techniques and safely reusing the surgical products that are otherwise discarded after a single use in other developed countries. These hospitals must concentrate less on building designing and making it attractive and spend more on the amenities that would be needed for the welfare of the general population using them. They have also developed local devices such as stents or intraocular lenses that cost tenth the price of imported devices.These hospitals can be innovative in rewarding doctors. In the program where fees are payed for every service, an incentive to perform unnecessary procedures and tests is created. Thus, the doctors at some hospitals must be paid inflexible sa laries, irrespective of the number of tests they order. Other hospitals can employ team-based compensation, which produces peer pressure to avoid unnecessary tests and procedures (Vijay Govindarajan, 2013) stopping pointIn conclusion, it can be stated that the user charge has an abundance negative implications in the socio-economic, socio-cultural, semipolitical and administrative and management dimensions. Developing country administrators must wipe out fees for essential healthcare and choose a program of financing that will best improve access to health services for their most do by groups. This should be suitable to existing institutional structures, cultures and traditions, and to their economic progress. This could be through taxation with healthcare costs paid by the government. Putting an end to user fees is likely to see a rise in the use of services. Governments of developed countries should provide foreseeable aid, committed for the long term, to give developing countr ies the confidence to eliminate fees. The World Bank and other international institutions must stop prescribing user fees to countries as part of decreed or unofficial policy advice and provide more financial assistance to scrap fees. The low pay and poor conditions of health workers must be addressed to stop informal fees being tolled(Action).ReferencesAction, H. P. Key Facts User Fees for Health Services. Retrieved from http//www.healthpovertyaction.org/policy-and-resources/health-systems/user-fees-for-health-services/key-facts-user-fees-for-health-services/Banerjee, R. (2010). HEALTH INSURANCE AND MORALHAZARD. Retrieved from https//www.academia.edu/938630/Economics_Insurance_and_Moral_HazardDiane McIntyrea, M. T., Gran Dahlgrenb, Margaret Whiteheadb. (2006). What are the economic consequences for households of illness and of paying for health care in low- and middle-income country contexts?. Social Science Medicine, 62(4), 858-865. Retrieved from http//www.sciencedirect.com/sci ence/article/pii/S0277953605003631Kaul, V. (2013). Required A new poverty line that shows 67% of India is poor. Retrieved from http//firstbiz.firstpost.com/economy/required-a-new-poverty-line-that-shows-67-of-india-is-poor-43862.htmlPriyanka Saksena, K. X., David B. Evans. (2011). Impact of out of pocket payments for the treatment of non-comuunicable deseases in developing countries a literature review. Retrieved from http//www.who.int/health_financing/documents/dp_e_11_02-ncd_finburden.pdfVijay Govindarajan, R. R. (2013). Indias Secret to Low-Cost Health Care. HBR Blog Network,Retrieved from http//blogs.hbr.org/2013/10/indias-secret-to-low-cost-health-care/